Banking Services: Checking Products

CHECKING | SAVINGS | LOANS | CDS | IRAS | OTHER SERVICES

Regular Checking Accounts
Regular Checking
• No minimum balance
• No monthly service charge
• $50 to open
• 50 free checks
• Monthly statement

Senior Checking(55 years of age and over)
• No minimum balance
• $100 to open
• Free order of Special checks
• No monthly service charge
• Monthly statement

Interest Bearing Checking Accounts
NOW Checking
• Minimum balance $800
• Interest compounds monthly
• Interest earned on average daily balance
• Monthly statement

Super NOW Checking
• Minimum balance of $2,500
• Interest compounds monthly
• Interest earned on average daily balance
• Monthly statement
• Ready Reserve available to qualified applicants
• Shazam ChekCard available to qualified applicants.
• All above accounts have Safekeeping of checks.

Plus Checking
This account offers special services and discounts to members.
• No minimum balance required
• Accidental Death & Dismemberment Insurance
• Prescription Drug Program
• Credit Card Protection
• Motel & Hotel Discount
• Free Special Checks
• Small monthly service charge
• Bank by Mail
• Direct Deposit
• Photocopies of personal documents
• Highest interest rate available on interest bearing checking accounts
• Monthly statements

Senior Plus Checking
Special services and discounts for members age 55 and over:
• Same benefits listed above
• Discount on the monthly service charge

Business Checking
Small Business Account
• $500 to open
• $500 minimum average daily balance
• $6 service charge if below average daily balance
• 20 free debits written per month/$.20 per debits after 20 debits

Large Business Account
• $500 to open
• $10 monthly service charge
• Earned income credit on average daily balance
• 35 free debits written per month/$.20 per debits after 35 debits


Debit Card Application
  Complete the form and return it to any of our offices

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